What is the best way to approach a bank if you need a almost year loan to go to a specialty school outside your country? FASA loans would not work in this case, as well as it not being a recognized "school" (think more like a Gnomon).
Which means I'm going to have to deal with much higher interest rates without any option for subsidization while attending. Ouch.
Here is what I have.
July-Febuary (+1 month extra at end for all)
400 Public Transporation.
I really want to go there (Think Tank Institute
) as I like the owners (who are also instructors versus just PR and administration), and feel I could finally get in a place where I can work without interruption and absorb knowledge. That and unlike 90% of the so called CG schools/centers, they are allowing me to bypass the entry level courses/semester as per my background.
No real chance of working part time given the intensity. Plus that would require I believe a separate Visa from the Canadian government.
I have no collateral, make less than 20,000 a year right now. On the positive, have payed back any school loans leftover from college (about only 1000 though). Have a good record of receiving grants and even Pells to show that I am a dedicated student.
Im pretty much clueless. I have an account with a local Credit Union and when I searched before, the closest I could find for a loan request to what I need was "personal". I'd rather stay away from the larger corporate banks if possible. I do have an account with Navy Federal Credit Union, but my information with them is out of date. So it might seem pretty unreliable to contact them to update it then go around with a loan request.
What kind of information should I provide them? I assume Tax forms from the last few years. Actually I can see myself I'm a high risk. Especially when they see how many years I was out of work... shit.
Anyway, for those of you that have gone this route. What did you do? Other than borrow money from parents or have enough savings.