Pixia. Is good for 2d painting. I just don't like the way it Blinks whenever u undo. But that perhaps will be removed.
In the same line, Open Canvas. very cheap, my fav painter for my wacom.
curiously, seems japanesse site has oc 4, and english only 3.x... and a 2d animated toon maker
I downloaded from someone an old free 0.72 beta. But the newer ones are really good.
I model with wings ( a just started orco
) and is my favourite modeller of all times.
I use Blender for animation and XSI Foundation...which is really good.
About Character Fx...You can export as X, or quake2 md2. You could in theory use Deep Exploration to convert an x file to other game formats. But Deep is not cheap. Max can import X since recently, I found a non translated site with an x importer supporting weights, bones, etc...I think there was no other before.
Blender can import md2 , full with animation, and export as md3 or md2, both animated also.Oh, and as x, md5, cal3d, Torque, and some more.
I have tested most of those and they work.
I prefer Blender to Character Fx, but Blender is way more complex to learn.
Milkshape is quite a good overall tool, but it supports no weights yet. While Character Fx and Blender, do.