my main concern is proportion, I only mentioned anatomy because as well as proportion I want the shape flow right as well, I don't want to go deep into anatomy study, but I'm willing to study what I need to, to get proportions right from eye.
The first pic was done by copy pasting guide lines of the height of the head to get a general Idea, I've tried to do one by eye but I can already see a few bits a screwed up on

Torso is too thin, body is too small I think, bottom of the legs I screwed up quite noticabley.
I've probably got more wrong, if someone can see anything crit to your hearts content.
I've been told to get books on a few occasions, but I have no money, I haven't for a while, I'm barely out of collage atm and nearest library is a long(ish) drive away, made worse by the fact I don't drive.
I've been trying to follow figure drawing tutorials and videos online, as well as referencing real life images, but if you have any good sources for me to check out, I'd be more than wiling.